Michael B. Allen Law Group, Inc.

Our firm is skilled in assisting homeowners with loan modifications, short sales, deeds in lieu of foreclosure. We are also skilled in negotiating with lenders and dealing with your options in the context of foreclosure. We fully understand the complex rules and laws surrounding mortgages and the foreclosure process.

Please be aware that in California, the law states that once you are in foreclosure, only a licensed California Attorney may give you advice and assistance regarding your mortgage. C.C. Section 2945.

Most foreclosures are initiated by senior lenders after the homeowner defaults on mortgage payments and workout attempts are unavailing. In a declining real estate market, there is the possibility that the equity cushion protecting the parties’ interests will have disappeared or gone negative. We can negotiate with your lender in an effort to save your home.